Credit Underwriting Specialist - Financial Risk Assessment

Join UangMe, a leading fintech innovator in Indonesia, as a Credit Underwriting Specialist in Depok, Jawa Barat. In this pivotal role, you will drive financial decision-making by conducting thorough credit risk assessments, ensuring compliance with regulatory standards and mitigating risks for our lending operations. With a growing fintech ecosystem and a commitment to financial inclusion, UangMe offers a dynamic environment to grow and innovate.

As a Credit Underwriting Specialist, you will work closely with our lending team to evaluate loan applications, analyze creditworthiness, and make informed decisions. You will leverage tools like Credit Risk Management System (CRMS) and Bureau Data Systems to streamline your assessments. This role is perfect for professionals with a strong background in financial risk assessment and a passion for leveraging technology to drive financial inclusion.

📋 Tanggung Jawab Pekerjaan

• Conduct comprehensive credit risk assessments for loan applicants, ensuring adherence to internal policies and regulatory requirements.
• Analyze credit reports and financial statements to evaluate the creditworthiness of borrowers.
• Collaborate with the lending team to make informed underwriting decisions.
• Monitor and manage credit risk portfolios, identifying and mitigating potential risks.
• Develop and implement credit underwriting guidelines and procedures.
• Leverage CRMS and Bureau Data Systems to streamline credit risk assessments.
• Provide regular reports and analyses to senior management on credit risk trends and underwriting performance.
• Stay updated with industry trends and regulatory changes to ensure compliance and continuous improvement.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 3 years of experience in credit risk assessment, financial analysis, or a related field.
• Strong knowledge of credit risk management principles and practices.
• Proficiency in using CRMS and Bureau Data Systems.
• Certification in credit risk management (e.g., Certified Credit Analyst (CCA), Certified Risk Management Professional (CRMP)) is a plus.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work in a fast-paced environment and meet tight deadlines.

🛠️ Keahlian

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